I know for me personally, I almost never hear from my tenants once they move out, and I doubt I could ever get any money from them.You likely can only hold their security deposit for a short amount of time, and you might not get the utility bill before that time lapses.  

See this site for time lapses.

Especially when grease coated, you will get significant splatter accompanying the "bang" of the momentary short.

We try to have all leases lapse in the summer months while kids are out of school and people are moving.  

Renters carry 15-25k policies and let them lapse constantly if nobody is watching.

First, here's the link to submit written testimony Just cite your displeasure with these proposals and please don't submit anonymous testimony, it gets discarded.The deadline to register by zoom is 3:00 PM today (2-27) to speak on Zoom at the hearing, here is the registration linkThe 3 Bills We Are Concerned AboutHB 6781, AN ACT ADDRESSING HOUSING AFFORDABILITY FOR RESIDENTS IN THE STATE.Link To The BillThis Bill contains these negative provisions;Increase fines to $2,000 a day for failure to maintain a property when it could be tenant caused damagesEliminates Lapse of Time Eviction in building with 5 units or moreRequires landlords to notify tenants of their rights in evictionsMakes denying a tenant based on their 5 year old eviction record a discriminatory actHB 6780 AN ACT CONCERNING TENANTS' RIGHTS.Link To The BillThis Bill contains these negative provisions;Limits your application fees to the cost of your screening reportForce owners to accept a tenants copy of a previous screening report and not charge an application fee...even if the report is possibly photo-shopped or from an inferior screening companyEliminates Lapse of Time Eviction in building with 5 units or moreRequires landlords to notify tenants of their rights in evictionsSB 4 AN ACT CONCERNING CONNECTICUT'S PRESENT AND FUTURE HOUSING NEEDS.Link To The BillThis Bill Contains these negative provisions;Institutes a rent cap at 4% increase plus a CPI adjustmentCreates an eviction moratorium between December 1 and March 31 so tenants you start to evict in August live rent free to next April!

I think i should be listed as person of interest to be notified if policy lapses, but there are additional protections i could have ?

Here is a list that I copied:CompanyMarket shareAssurant39%AIG26%Swiss Re18%Chubb4%Liberty Mutual4%Munich Re2%United Surety2%ASI1%You can also try for a reduced premium or grandfathered-in lower rate if: 1) the seller or current owner has a flood policy in place from a previous Flood Insurance Rate Map (FIRM), and there isn't a lapse in coverage or changes to the exterior of the property since that FIRM was complete. 2) you agree to a higher deductible in exchange for lower premium.  3) Lower your risk by retrofitting property to be more floodproof 4) you have the Elevation Certificate & recent Survey so that your premium is based on your specific risk level. 

Lots of agents fall behind on dues, let license lapse due to continuing education not being met, owe student loan debt or back child support, etc.

But prior to that it was excuses and long lapses of silence.