That moratorium is supposed to be temporary.Mind you, while the US used to have (some of the) lowest interest rates in the world for the last 15 years, this is no longer the case and the US actually has some of the highest interest rates in the world nowadays and that doesn't look to change any time soon.

Now you know what to look for next time.

I would not renew their lease then find someone who can pay their rent on time and will obey your rules.  

@Christina B.Hi thanks for your comments and link.Your message is very timely - we just got our first booking - was so excited after the deflating scam booking inquiry.

My current internship in Dallas is going very well, and I expect to be back in the city full time in the summer of 2026.

.🚨 Common issues I see:❌ Not properly tracking repairs vs. capital improvements❌ Missing out on cost segregation & depreciation write-offs❌ Scrambling at tax time instead of planning proactivelyI’d love to hear from the group—what’s been your biggest tax headache as an investor?

Are you full time in real estate?

maybe several times.  

But in reality, holding on too tightly limits growth, causes burnout, and actually costs you money.Why Letting Go Helps Your Bottom Line✅ Frees Up Your Time – Instead of handling every single tenant issue, you can focus on strategy, acquisitions, and big-picture decisions.✅ Allows Specialists to Do Their Jobs – A leasing agent will lease faster than an investor juggling 10 different tasks.

I asked about it and she and explained the 'why' everything else was good (employment, background, income) She has been on time every time going on 18 months  since she moved in.