Commercial Revenue Generating properties like office buildings, apartment buildings, retail centers, etc (banks call it "CRE" lending) are typically evaluated from their net operating income, not gross.

It's just deeply flawed. 

Third, the typical person renting a room is not a home buyer candidate. 

How much upfront costs are typically involved in a project before you know if it's a viable project to pursue? 

Typically people think FHA because it's what's thought of as the least amount down which is commonly the goal when we all get started.

Also, there’s much to delve into on of those scenarios, like what type of cashflow or investment do you want, etc. residential, multi-res, small multi-res, commercial, industrial, etc.There seems to be fewer deals around these days and this typically benefits the more experienced and skilled investors but there are always multiple investors that get “tripped-up” in these markets due to them relying on recent “fortunate” market circumstances only to realize the markets cycle and they weren’t prepared or didn’t underwrite properly to account for unforeseen potential.There are more considerations, but this is a start.

You typically offer it to your partner first to see if they will buy you out.

They'll typically leave behind mattresses, couches, broken furniture, rotten food, etc.

DSCR loans typically require 25% down, and have higher interest rates and fees.

Bonus, Overtime, and Commission income all typically need a 2 year average either at the same job or in the same line of work.