As of now Lower.com partners with Andrews Federal Credit Union to offer the 95% HELOC.

You may be able to find a local bank that would hold the note if you bought it outright, but anything under $50k and most times under $75k is hard to borrow against...it's just too low for a bank to make any money without triggering usury or State/Federal fee limits like they mentioned.

Saturday, February 11th, 2023(1-4pm EST)Gizzi's Coffee: 2275 S Federal HwyDelray Beach, FL 33483

@Chase Cline Agree with the other folks here that one LLC per property is overkill and that a good insurance policy is the first line of defense.Each LLC will require its own federal partnership return, which makes your accounting costs go up.

I’ve seen where NC has partnered with municipalities to provide federal or state funding to bring public water/sewer to under severed areas.

Seems like the bank owned ones are federal national mortgage association (Fannie Mae). 

I'm a commercial real estate broker and specialize in federal leasing and development around the country.

Your federal income tax rate is 35%.

I've personally worked with a handful of "investor-friendly" lenders, primarily on DSCR loans in recent years, and each time I've run into significant delays, lack of transparency about the process, have been fed the requirements in a piecemeal fashion (every few days there's a new random request rather than having it all organized from the start), and have even run into lenders who were substantially misinformed about the real estate industry or the laws that govern it on both a local and federal level.I think there should be a better site to encourage accountability by tracking how long it actually takes each lender to close their loans on average, and what unexpected hurdles investors encounter when trying to work with them.I can't seem to find such a site.

The Federal government and most states have deemed self storage as Essential, and can be open for business.