It might be the way I have to keep going but it's why I'm exploring this fund option as an alternative.1.

To plan investment and future rental goals in Albany, research market trends, explore financing options, understand landlord-tenant laws, manage property early, budget for maintenance, and connect with local investors.

I'm exploring ways to access equity without selling.

I am experiencing the same issue and I have professional photos, using a reputable real estate broker, and in a very rental friendly market.

I would suggest shopping it around a little more until you find a lender that offers reasonable terms and has a positive reputation.

The return on equity is probably very low considering they are paid off so maybe explore refinancing or selling the lowest performing one(s) or your biggest headaches to reinvest in more lucrative deals.I noticed you also used a metric of number of rentals to attain your goal rather than $$$/month.

@Devonair Jackson   PCMag is a reputed publication and they seem to like it as shown herehttps://www.pcmag.com/reviews/zoho-crm

I obviously have no way of verifying whether you own the asset or not, but find it odd that you'd throw away years of attempts at building your reputation and leave BiggerPockets rather than simply shut Melanie up by stating that you own the thing. 

Exploring FHA loans makes sense for a low down payment, but keep in mind the competitive market may require some flexibility.

I'm exploring this very seriously right now and will likely do it.