The Cville market is quite competitive.

It took more than a decade but I am excited (and terrified) to re-enter the fray.After dipping my toes into the market, I have battled against my paralysis and taken the leap. 

So, the extra unit may cost you more then it brings if you cannot access equity or if the market discounts the property when you go to sell due to financing available.

I used a heloc to purchase the first 4 rentals, so $155k of dept is wrapped up In  that until I refinance each property which have already appreciated extremely quickly given the current market. 

Hi JAY,I'm reaching out to have your feedback on the Decatur Market.

Just like any of the investment strategies here in BP, they need to evovle as the market and housing landscape evovles.

I recommend you discuss and plan this in depth with a local lender who knows your market well. 

I am in the Memphis Market as well. 

If you like where you live, I would explore investing in a cheaper out-of-state market. 

Or do you want to generate off market deals.