CA is pretty much out of the question after much research due to the high costs and difficulty of getting a good ROI.

However, I am having difficulty producing a solid list.

These are time sucking distractions that take away from the real work that needs to be done.I had my profile pic deleted for promotional reasons, which was incorrect, but it is no big deal as I understand the difficulty and massive workload of an army of volunteers who are unpaid to help out.

We had our contractor draw up the plans and work with the permitting office, so I don't have a first hand account of any difficulties.

I'm also looking for a HML and Its been difficulty. 

For example, before you acquire property make sure you are able to refinance and rent it out in the event you are having difficulty selling.

I've come across several clients so far who are having difficulty qualifying for a mortgage and may benefit from a lease option deal. 

But if I'm in the field and not in position to take notes or know cell service is reliable I don't answer; but a call back is always quick.I'm really disappointed by the difficulties you are having.

I do not have any w2 earnings so I have been told that getting a loan no matter the money I put down will be difficult. I

I'm not sure if its fear of failing again, if you want to call it that, or just the difficulty of starting over.