Are there any other points enthusiasts here? 

They show some creative ways to borrow money or to payoff debt using credit lines but their disclaimer is to see your cpa and/or lawyer.

But these days, it’s hard to find decent properties where the numbers work as far as covering the debt service with rental income. 

SFR is far less impacted by such, mainly because the debt being capitalized over 30yr terms vs, 3-5-7. 

We have some credit card debt we are hyper focused on paying down , and 34K in my student loans (not touching currently due to SAVE plan with the zero percent interest).

If it's simply cash flow--irrespective of hard assets-- then you're better off buying some form of debt.

I do not have a lender right now, and I will need the 12-month rent history as well as various metrics on the property such as insurance quote (which needs property information in order to obtain), existing debt, and purchase price (which would be established while making offers).

Eliminate debt, establish a budget, and save.

It's slick and can cut down on bad debt as well as reconciliation time after moveout. 

Eliminate debt, establish a budget, and save.