The bigger threat now (based on the opinion of the only actual epidemiologist I know) is the damage from shutting the economy down.

Suffice it to say that any gas utilization equipment found to produce elevated/unsafe levels of carbon monoxide in flue gas is normally considered sufficient grounds by the gas company to shut-off gas to the property in addition to 'red' tagging gas utilization equipment responsible until such time the condition is addressed and no longer considered a threat to the life and safety of the building occupants.CO Poisoning Goes Virtually Undetected in a Professional Office EnvironmentIt's a cold, sunny Saturday afternoon in February and I've been given a reprieve in the weather thereby allowing me to use an outdoor scissor lift to safely access/observe a flat roof 24-foot above the finish grade (pertaining to the property for which I have been hired to conduct a PCA) without having to contend with rain/snow and below freezing outdoor air temperatures preventing a visual inspection of the roof much less conduct a higher level due diligent assessment of package rooftop units since gloves cannot be worn as they tend to interfere in attempting to access hidden system components such as air filter elements, blower fan motor assemblies, serpentine tube heat exchangers, etc. typically concealed from view in conducting a baseline PCA.

I doubt it very much the biggest digital and technical threat to real estate was ibuyers which was, in my opinion, more a threat to investors(wholesalers). 

Part 1 of 5: What is a Deductible Buy-Down ProgramDeductible Buy-Down programs are insurance policies a business/real estate investor can implement in their protection plan to lower the amount of deductible they have to pay when there is a claim made.These are policies which are in addition to the normal coverage plan (property, liability, auto, umbrella, cyber, etc.)Part 2 of 5: How Buy-Down Programs WorkThey are one of many ways a person/business can implement alternative insurance protection.Buy-Downs are added to protection plans to lower out of pocket expenses for the insured at the time of loss (a claim)Example of how a Buy-Down program works:You have a commercial property portfolio.Its insurance policy has a deductible and a premium.

A deal was verbally agreed to that I would not pay to put myself in danger until the threat was removed next door.

After doing a threat assessment, you are the one deciding what level of asset protection you need to make you sleep at night. 

I don't have children and am a huge dog - guy and pretty much allow all my tenants to have dogs... even PITBULLS which are so prevalent down here, I have extra umbrella insurance to cover this precise breed.So, it's 3/8 and I haven't heard from them... the non-touchy feely one texted me Saturday and said she's been busy and doesn't take well to threats or demands, which is the line I used on them when they started barking orders at me.   

The threat of another lawsuit to force specific performance will likely have a much lower chance of success than with a normal situation.

Threatened with steep fines, after sending the certified letter, the threats disappeared, as the city (in this case Los Angeles), decides they don't have the budget to fight the US federal government in court, and lose (which happens every time the feds have defended the Fair Housing Act).  

Threats like this use up every ounce of grace I would extend personally as a courtesy, so we would be operating under "the letter of the law" from this day forward.