This is why installers usually use "Turn Boards" (smaller cuts of material to space out the butt jojts of thr material".

Treasury notes increasing have already erased the very short-lived drop in rates and now they are even higher than before the FED cut. 

But maybe I have to cut my losses.  

The would mean you are now spending $400/mo on your housing cutting your monthly expenses by $600 or adding $600 to your income each month not to mention tax benefits and appreciation.I think once you have a house hack, you look into buying a value-add property and BRRRRing it.

Yes, you can cut your hair yourself, you can floss and deep clean your teeth too , also prep your own avocado toast with your own squished Orange for drink.. 

That doesn't cut it for me.

It flooded out the bottom floor to the point of needing flood cuts. 

I would cut my loses (and potential future loses) and sell.

After first rate cut....

A lot of people we first speak with favor the idea of a 15 year because they pay less interest over the life of the loan, and it of course cuts the term in half.