Adding your property manager as an additional insured means they will be listed on your insurance policy as a named insured.

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

I have home owners insurance should i buy another landlords policy as well?

I'll save you the details but...Per door cost: $63,300All in Cost: 700kTotal Revenue: 137k(ish) annuallyNOI: 65-73% (in the expenses we included: insurance, taxes, $75/month per door repair expense, management fee 8%, grass cutting, & a misc fund for random crap business license, etc.)Now...

(We are working on a generalized survey to collect info on our buyers/potential buyers so we can make sure we understand who our customers are while trying to dial in their preferences and patterns.)You are doing great things. 

Title Co, PM, Contractors, process server, RE Atty, Handyman, Lenders, insurance etc.....We were also building a wholesale business at the time so visiting the market was essential.  

The cost associated with insurance for not having 20% is peanuts compared to what you potentially can do leveraging your down payment. 

(NY counties are generally quite expensive)Do you have home owners insurance to cover fire or other damage?

My biggest conundrum now is I want to be my own GC because even when I play with smaller numbers they’re still out of reach for me to be able to attain this goal and afford the monthly mortgage with taxes and insurance.

., We were over a decade without insurance, and when I refinanced and insurance was needed, I had no trouble getting insurance in place.