Usually the increased buying power and shared expenses can help make the numbers tie out, especially when you consider getting creative with occupancy (maybe yall split time at the house and spend time elsewhere through out the year).Im seeing more and more interest from folks who are looking to do this sort of thing in tandem.

Any suggestions on doing a primary residence house swap, creative finance deal?

My gf and I both have some creative arts & craft minds so we thought it would be a good idea to take advantage of an opportunity after learning.

My DTI is tapped out, so it's creative or bust. 

For now, I may focus on a house hack approach rather than relying too heavily on creative strategies.

How deep into “creative” financing do you want to go? 

myself I have done a lot of creative financing and sub to buying. 

There’s other creative ways to make it work. 

Get creative if you like but end of day a property is only worth what someone will pay.

Once my DTI got too high to get conventional loans, I found a great lender who finds creative ways to get me approved for conventional loans.