In fact, invest outside Calif for sure.I suggest you continue to rent and buy an investment property first.

and for the record not here to bash, i know it has helped a lot of people and i know it will continue to improve. 

So well within the 30 day trial period.However, they continue to bill my credit card for the service in spite of the confirmed cancellation.Has anyone else had any issues like this with them?

I think as people are able to choose to work places that have better weather places like Cleavland will continue to decline.

@Fed Finjap now you're better prepared if you continue to scale and eventually hire a PMC!

Should you choose not to renew your current lease you will only have to pay the difference of the last month’s rent you originally paid. 1750-1495= $255.Current Rent: $1,750Increase: $119New Rent Rate: $1,869This increase takes effect the 1st day of November, 2023.We’ve been happy with you as a tenant and hope you continue to stay with us for a long time.

If the rules change then sell or use for a long term rental because the home values continue to rise.

So talk to your bank and insurer before continuing. 

After five years, I am willing to buy the other owner out or they could stay in and continue earning and enjoying the property. 

I continued paying what I had paid before, with the additional money purely going to principal.The recast to a lower amount was purely to reduce my committed monthly payment to a point that I could get my property to cash flow if I had to move out (job loss, etc).