The LLC wouldn't be eligible for the conforming residential loan anyway.Good luck.

@Joshua Zdunich by "traditional" loan I think you mean a "Fannie/Freddie" type of loan - or a "Conventional, Conforming" loan as they are sometimes called. 

A nonconforming use is a use of land, buildings, or structures that was lawfully established prior to the effective date of this ordinance, or any amendment thereto, but which does not conform to the regulations for the zoning classification in which it is located.Nonconforming uses may be continued subject to the following limitations:a) No nonconforming use shall be extended, expanded, enlarged, or moved to occupy a different or greater area of land, buildings or structures than was occupied by such use at the time it became nonconforming; provided, however, a nonconforming use may be extended throughout any parts of a building which were specifically designed and arranged for such use at the time it became nonconforming.b) No building or structure devoted to a nonconforming use shall be enlarged, extended, recon­structed, moved, or structurally altered unless such building or structure is thereafter devoted to a conforming use; provided, however, such building or structure may be enlarged or extended upon prior authorization from the Board of Adjustment, which authorization shall not be granted unless the Board of Adjustment makes each of the following findings of fact:1) The proposed enlargement or extension shall be de minimis in relation to the existing building or structure.2) The proposed enlargement or extension shall not increase the intensity of the nonconforming use, which is to say, it will not result in an increase in dwelling units for a residential use nor in gross floor area for a nonresidential use.3) The proposed enlargement or extension is designed so that it will not render the use of the property any less compatible than it is in its existing circumstances.4) The authorization of such proposed enlargement or extension is not otherwise contrary to the public health, safety or welfare.c) A nonconforming use of a structure may not be changed to another nonconforming use unless such change is authorized by the Board of Adjustment.

@Tony Salemi - It is a conforming guideline for residential loans. 

I've already hit the ceiling on cash-out refinancing ($510k conforming loan limit).  

or using non conforming loans?

Legal entities such as LLC's are not eligible for conforming residential loans. 

In fact, the closings are done at the local DMV since its the transfer of TItle of a vehicle.I hope you realize that the issue is conforming residential loans are for residential homes. 

@Jennifer KnestrickLegal entities, such as a LLC, are not eligible for conforming residential loans. 

No a cash buyer doesn't have to have any inspection and can buy non conforming property.