Instead of their cash sitting in a savings account, they decided it would be a better investment to earn 3% on their money instead of .03% in the bank.

I start by explaining that they are not abiding by the agreement and I want them out.

It is the interest rates at which banks lend to each other and is short for Secured Overnight Financing Rate. 

Basically/Hopefully that is watching rents hit your bank, and occasionally calling a repair service as needed. 

I plan to BRRRR this property to pay off the seller and get my money out and was wondering if you anyone has any suggestions on banks that can do refinances for mobile homes.

You should always talk to a mortgage broker or bank first to find how much you qualify for before starting the investor journey.

Give me a shout if you have questions, but here's the short of it.Best financing is going to be from a bank or a conventional construction loan.

I also am happy to give them a chance to explain so we can build trust. 

We STILL have not received our construction loan from our bank because of this DELAY in tax filings!

That is where the concern would be for me.Yeah, older tenants may think that it automatically makes someone a criminal of something, but I would just explain the card and that it at least, in theory, has a medical purpose, unlike cigarette smoke which kills the smokers and everyone else around.