There is not a problem with deposits being refunded in our state and if it occurs the former tenant has a clear path for recovery of triple damages through small claims court and subsequent lien as it would be non exempt property  

Pumped that you made it to Denver and are in full blown recovery. 

I also 100% agree with you about the oil, recovery/bounce back timeline.

Secondary impact: Uber drivers, insurance companies, delivery services, dry cleaners, retail, yoga studios, performers / athletes, manufacturing, housing, construction and by proxy the entire economy.

The bigger commercial companies and investors that own lots of properties with deep pockets can take the short term hits much easier and still bounce back once a recovery is under way.

We can put as much stimulus as we want, but real economic recovery can't really happen unless we eliminate the virus or have vaccine like you said.  

I just cancelled my closing in Vegas, lost the earnest money but at worst I pickup the property at around the same price when recovery comes, at best I get it a lower price as the market adjusts to the recession.

I feel that it is in a good enough neighborhood that worst case scenario I could still rent it for my anticipated mortgage pmt and take a small hit each month until the recovery happens.

Lower gas prices  which can be a negative to the oil industry job areas in some parts of Texas is usually a positive across the country because people can travel cheaper and spend that money on other items BUT this virus thing has negatively affected that.I hope the virus peaks soon and this warm weather helps (flatten the curve) faster,slow the spread , and the virus goes away so economy can get back to recovery sooner.  

Take a look at what AAOA's partnership with Rent Recovery has to offer - and for a flat fee:  https://www.american-apartment-owners-association.org/solutions/rent-collection/There are many other collection agencies that offer the same and other services.