I always need to remind myself about that, because I also (like many millenials) have a problem remembering what my bigger picture goals are, so I tend to want to sprint so that I don't forget and hence lose myself in the flywheel that is day-to-day living.

Hi @Camila Cabrera - If you connect with Mark's attorney and it isn't a good fit or you'd like another referral. 

And when people get tunnel vision for lowest $ down, they tend to not give attention to the revenue generation of it, the operations, and that's a VERY dangerous combination of high leverage and not so-good revenue. 

try to find direct referrals from people you trust.

Message me if you would like some referrals of property managers that provide On Island Agent service.

So for that, I would recommend getting a referral from someone trusted, someone without an agenda and someone who is not getting paid to refer you to the sponsor.

Commercial properties owned in an HOA tend to have issues with financing. 

because when you are passive and you do have money, you tend  not to understand the risk.

What I mean by that is that paying for leads that get sent to you just because you are paying for them is not smart scale right now, it costs too much for lukewarm.I was on Zillow Flex with my team of 50 for years and crushed it, but we had to kiss a lot of frogs at 35 percent referral fee.

Where FHA tends to shine is with credit below 680-700 and/or higher DTI's (over 43%).Also, whether you use an entity (such as an LLC) is largely irrelevant on your return, whether cash on cash or any other metric.