At that point, your ENTIRE ESTATE  is exposed and subject to discovery in subsequent litigation.I am not an attorney and this is not legal advice.My $0.02 ...

The word difficult is subjective.

My focus is buying subject to for my own rentals. 

However anonymity for some reason is one of the most obsessed over subjects in these forums and also what I believe to be the most misunderstood.

You'll be buying in a specific location, subject to local rental regulations and other unique factors.

If you can claim real estate professional status, you can offset the losses from the real estate against the income from the retirement distribution.You may still be subject to the 10% penalty.The good thing about a condo is that you pay potentially be eligible to depreciate more of the property compared to other types of residential properties.Best of luck!

But in reality a mortgage at 50% that’s recourse and cross collateral will in all probability not result in anything different as the chances of the lender having to look beyond the subject property are fairly remote. 

@Tanya Maslach,When you take a distribution from an IRA, you are subject to ordinary income tax, plus penalties, if you do it before reaching retirement age. 

A contractor violating this law is subject to disciplinary action including possible license suspension.

I am not going to split hairs on whether an insurance policy is your asset or another’s asset but it is not the subject property.