Low Risk: TDAs are insulated from market volatility, offering peace of mind.4.

Perhaps reach out to local agents who work with a lot of buyers in your market and see if any of them need a place to rent while they house shop (inventory is still low).

The area has certain advantages like shelter from regulation risk (pretty much as low as anywhere in the country if you buy in the approved STR tourist zones) and long term security (people aren't going to stop going to Orlando anytime soon). 

Are the HML not good options or you believe that 75% is too low?

Many would suggest against RE investing using retirement money but if you go into low risk opportunities it can be a powerful diversification method.

I've run into some issues where clients get a little anxious over a valuation that came in low or a condition comes up that is fairly minor. 

One with low cash, one with some owner financing and a little less price. 

Generally speaking, Boston proper is an appreciation market (low cap rates) unless you have a solid value-add play.

I'm looking for advice on what I should choose. 

April is the only real low month.It's a funky place -- essentially a 5 room motel (originally built 1959) with a manager's unit (built 1984) tacked onto it.