Additionally you will need to shop with local to area independent brokers to get quotes and coverage.  

I do wonder though, because no one can predict the future (whether or not payments are made, a foreclosure can go through, a property can withstand a natural, or non, disaster) - aren't there assumptions made in every statistical model made for notes (any real estate investment)? 

We prefer actual data versus statistical projected data.  

I have plans for financial independence by 40, and since I didn't start in my 20s, leverage is a key component

I guess its just getting over it mentally the statistics of 80-90% of agents failing before their second year.

What statistics can you find on the neighborhood?

It only seems smart to explore all of my options when becoming independent, both short and long term, and come up with a progressive game plan.

I spoke with Independence Title and I had to explain what a "subject to" deal was.

My question is, are these buy and sell statistics driving up the illusion of people moving to these counties?

This is a great conversation you have started, Do you have some kind statistics that you can share with us to prove this.