I recognize not everyone will get the same rates, but secured rates of 8%+ is absurd.  

I recognize predicting the market is not easy.  

Warranty Deed transfered to LLC.)Loan 1 - Mortgage:  guarantors: Chris, Tim, Gabe (Second Home loan 20% down)Loan 2 - HELOC: guarantors: Chris & GabeMortgage Payments are made from their LLC account directly to the mortgage lender.Problem: each of the owners DTI is wrecked because Chris, Tim & Gabe can only individually recognize 33% of the yearly revenue, but they are individually responsible for 100% of the debt. 

I don't think anyone here suggested that she necessarily should.In my first response, I provided an article that lists all the pros AND CONS of getting/having your license and then I pointed out that I generally like the idea of having a license if you're going to make a business of this.Again, just my take, and I recognize that not everyone agrees. 

This ultimately ends up in an inability to solve problems...mainly because it's hard (I'd say impossible) to even recognize the source of the problem.The most important role of formal education is not defined by the major you are taking. 

I doubt I will ever be completely debt free because I recognize the benefits of leverage, and it is difficult to grow large when entirely debt free.

In the paper (in Houston at the time) you get a lot of calls from people who might be 50 miles away and dont' recognize the name of the subdivsion.

Any good accountant should recognize that expense is being double counted. 

The key in both cases is that the client executes the sale (which recognizes the gain although the claim is that the gain, not the depreciation recapture) is deferred by the installment sale and paid as proceeds come in from the sale.One of the loudest arguments I've heard is that the deferment will be up to 30 years. 

To start out with I have to give a disclaimer, that the following is based on NC Law- which may or may not be the same.In NC two people doing business together for a profit is legally recognized as a Partnership.