If they are able to remove the term it will be dependent on the loan underwriting requirements, not because they want to keep you as a banking customer.

Quote from @Gio Kattan: I would check with a local realtor that are doing deals in this area and local PMs in the area that deal with STRs to give you the answer on that! 

Moderators have no clear guidance on when to suspend or ban someone.

Have you ever thought about getting 0% on one property and substituting the collateral to a great property?

Now I'm being told that because of the charitable contributions listed on the corporation paperwork we need to submit a full appraisal to the state and that the state attorney general needs to approve the sale.

On the face of things it appears you will have a hard time getting a +10% ConC return.

Once the lease is signed, I go to the bank and open a new security deposit account, and then the bank provides account number, which I then manually enter in the lease and have the tenant sign the lease again.Any guidance on avoiding the hassel of having to sing the lease twice lease?

Pro:- it’s trained to look for safety risks, expensive repairs- within minutes analyzes entire disclosure packet of hundreds of pages- works as another set of eyes that looks for things you should be watching out for, likewise of a companion - great to quickly learn of property conditions from the actual documents while on the go (given that you still follow your own due diligence process)- beta is freeCons:- still in beta- can’t share report directly unless copy and paste- only core documents (home inspection, pest, roof, tds, hazard, solar) are supported but not regional specific disclosures like hoa- estimates it provides aren’t accurate- not mobile friendly 

do you have a lender lined up to refinance?

They currently have under $1M in leverage on the assets but are looking to get a line of credit / portfolio loan to encumber these properties or other properties they acquire.