We have had to adjust some of our procedures based on how the magistrate judge wants things done, even though we shouldn't have to based on the law.

I'm sure most of these procedures have to do with the Texas Homestead Act, in which the Homestead cannot be taken, except for non-payment of the Mortgage Loan or Taxes. 

In a new procedure I am instituting with my end buyers (my investors typically buy sight unseen or they compile a thorough DD packet using free resources) I want to now require that they open escrow to cover my $2500 (should they get cold feet and cause me to lose my $2500 as that is the consequence when my offer is accepted through this resource and I don't purchase) as well as my $3,000 fee ($5,500 total ) and within 72 hrs of the cash offer being accepted, open escrow for the property purchase payable to the seller plus 1 percent payable to my LLC. 

I also understand the value of the knowledge, systems, software, marketing collateral, and standard operating procedures we have spent countless hours developing over the past 13 years.

Think of it as a partial mortgage payment you make at closing for the remaining days in that month.I don't know what the contract states or what the standard procedures are for Las Vegas but in Florida the seller would normally pay the $1,500 for Owner's title insurance and you would pay the Lender's title insurance

We are gearing up from a procedure standpoint to bid on the tax deed at auction.

It's a good idea to have it set in stone what your procedures are on non payment of rent. 

---So, ask about their standard operating procedures and make sure your management contract has an easy termination clause.What are your options if you experience one of the above?

What organization oversees real estate closing procedures?

And if the bank isn't concerned with price, why wouldn't it reduce the price per my request anyway (I imagine there must be an auction/sale procedure required by the mortgage insurer, so maybe the bank doesn't have that discretion)?