I have posted example calculations for second loans at this next link: https://www.biggerpockets.com/forums/48/topics/854...

For additional information on a business line of credit, you may click on the link from my signature below.

As of if its in a lower class or not I have to do some more research and if you have any links to do that I appreciate it.Thank you Ekaterina 

Also, you can click on to the Community link above and scroll down to "find members". 

@Ben Vandorn:I appreciate the info and the links.

Check the link in my initial post.

Any good resources, apps, links you have pertaining to real estate market research let me know.  

when you click on the link below it will take you to the details of the foreclosure case I randomly picked. https://w3.courtlink.lexisnexis.com/cookcounty/Fin...you can only see headers but not the details behind what has been filed. for example : the very first entry means that the foreclosure lawsuit has been filed against the homeownerOWNER OCCUPIED SINGLE FAMILY HOME OR CONDOMINIUM - FILEDCourt Fee:384.00 Attorney:CODILIS ERNEST J JRis there anyway you can look up the details or actual pages that were filed by the plaintiff ?

LINK[There is more in the statute, but nothing that mentions a number of days or even "reasonable time".]Here is the other statute cited by NOLO:"535.060.

Not the best areas)Here's a link to Office Space Building Class Definitions