The refi nets you 12000 cash which you can use as down payments on 4 more identical homes each netting you 2000.

Does anyone have recommendations/best practices to share around income verification for retired/semi-retired individuals?

I just came across a new software that looks identical it has to be white labeled or rich dads is white labeled.

Usually with a simple background check, credit record, and income verification you can get a general idea about the person.

Uh oh... to verify my identity they need to run my credit, which is still non-existent.

If mysmartmove checks out, niw I go through app and start calling jobs for income verification and previous landlords for housing info.

Constant calls to my full time employer for employment verification, hard queries to my (and my wife’s) credit report (the wonders of community property states), etc etc.

Which means it comes down to semantics and a shell game with expense buckets.For example, suppose we each buy the exact same identical in every way investment property.

The identity of the trust beneficiaries can be ordered by a court order to the trustee.

I know families are a protected class so you can't discriminate against a family and not rent to them because they have kids.Let's say you had two families that were identical in every way except the age of their children, and you were going to rent to one of those families.