I respect your opinion and it is readily apparent that you are educated in investment real estate, but I would like to hopefully change your outlook about an industry that has a lot of hard working people with the main focus of providing a long-term investment with a service to help alleviate the active involvement with the process that some people associate stress with in regards to real estate investing.Before I address your points, I would like to mention that every industry unfortunately has companies that are not as trust-worthy, or are in it for the wrong reasons focusing on a deal by deal mentality, which sets these companies up for a very short life-span.

In the end, I agree with @James Wise that the show didn't portray the whole truth accurately which is disappointing and the mentality it generates in the public is not good overall.

Did I make the right pivot in mentality?

Market here seems mental, people who shouldn't be in real estate rushing head first into it.

Unless you are a very experienced swing/day trader, you should be mentally prepared to play the longer term game on any funds put in this market (or in other words ready to let your money sit for 3+ years) and even ready to average down.

They appeal to people's personal vanity stroking, mindless herd mentality and irrational fear response.

But if your father doesn't have the mental capacity to make those kinds of decisions will then you're in a totally different situation.

I've always had the hands-on I can do it if anyone can mentally so my plan was always BRRRR (fixing ugly homes).

However, a revocable living trust also protects you from anyone with eyes on your assets in the rare event that you become mentally incapacitated.

But I'll check out their lines of credit to have as a mental note for myself when I build some business credit.