I only have leather like living room furniture as well, less penetrating material, easier to sterilize and clean.

My first deal was scarry but after that it was easier. 

Or shop for a new personal loan - I think you'll have an easier time. 

It would just be a lot easier if I didn't have to pay as much

Do a risk assessment of these factors, then develop your strategy.You will have a stabilization period with possible negative cash flow, but once you get through it you will have a much easier time with your own tenants and lease. 

Go walking on the weekends(in summer people are out doing yard work) in your target neighborhoods and talk to people..let them know what you do, ask them if they have any property to sell or if they know anybody who is looking to unload some properties.

Reason I put them on M2M is that it is easier to get rid of a problem tenant or a tenant who may be causing tenant/tenant drama if they are on a M2M lease. 

So much easier to do stuff during the turnover period .

Kaplan emphasized that the tax would not target Oakland’s “mom and pop” landlords — just 5 percent of the city’s landlords make more than $200,000 a year.

Given the zip code you mentioned, I can't see the cost of subdividing the land being worth it, unless it was a commercial property or splitting into multiple lots for a larger development.That actually answers another question I had if the replatting is easier or not being it’s showing like that on the deed, so good stuff, thanks.