If you don't know what to say, you probably ought to wait until you understand the nature of their motivation.

This clears up speclation on who and what the mortgage is and gives insight into the nature of the default alledged by the complaint.  

Most of my deals are smaller in nature with equity backing them.

This shower is AWESOME, we used the same wood tile from the floor and ran it on the back wall along with a river rock shower floor, this neighborhood is kinda "woodsy" so we went with a LOT of natural finishes in the house!

Looks like several credible scientists from different organizations and universities agree that it will likely happen sometime in the next 50 years and will likely be the worst natural disaster in the countries history. 

If you want to apply federal law, you have to ASK, or INVOKE (like sending a letter- I prefer certified) because a code idiot/official will say "I can't give you legal advice."   

You would want to consider using an S-Corp if: 1) you're disqualified from being considered a real estate professional because you have another job and 2) you have sufficient real estate income that is not passive in nature.

I would choose the granite, as the natural color variations add character, but what do I know? 

This is what can be recorded to certify that you have transferred clear title.  

Going in blind; I would contact the county building Dept or authority where you live and ask them who is responsible for the natural water resources in that area.