Here are my numbers at a glance for the 2 year mark...TOTAL NOTES: 251ISSUED & CURRENT: 175 (all $25 loans, A-G grade 6-28%)FULLY PAID (PAID OFF EARLY): 37 (my experience is this randomly happens, all grades will pay off loans unexpectedly. not a bad thing, just an observation)IN GRACE PERIOD (LATE ON CURRENT PAYMENT): 3 (ALL D GRADES, received payments equal to about half of original loan currently)LATE 16-30 DAYS: 0LATE 31-120 DAYS: 7 (D,E,F,G grade, 6/7 have paid about half, 1/7 is 2 months into loan(C grade))DEFAULT (IM PROBABLY ABOUT TO LOSE) : 1 (D grade)CHARGED OFF (I LOSE) : 28 (received between $2.50-9.50 out of my $25 before they charged off.

@Seth Golie @Cody Sperber  BP nation has a pretty negative sentiment on virtually anything that is paid training. this tends to be a DIY site.. and of course they have their own materials they sell which I have never bought or looked at personally.I do believe though you could shop E bay and buy virtually every providers of these types of services used from folks looking to resell them.. there is not really much that is new in RE .. for some one with zero experience there is defiantly a learning curve but most of the SYSTEMS are interchangeable and will hit on the same topics..

But it does not happen in 2-3 years if one was expecting.There is every class within Detroit city Limits - A, B, C and D, E and F.A - Sherwood Forest (where the current Mayor resides), Palmer Woods, University District, East English Village, North Grandmont Rosedale etcB & C - Sorry, playing it close to the chest, so won't give it away so easily.

@Joel Owens @Bob E.

What is their condition and usage from the general population?

If you get one of these policies, can you e-mail it to me?

You can take tax deductions on interest payments on schedule E reported 'prop loans' AND take the standard deduction if that's better for your taxes owed.

I usually e-mail the LA a letter of intent (LOI). 

  " this means that the lender is looking at our tax returns  then (eg, the schedule E) of income and expenses..

That i can e mail to them and they can fill out on there phone and send back to me.