I just have nothing to compare it to yet for a reference that holds water legally in FL.   

ROI on paying a mortgage down, after you spend 5 hours in spreadsheets to "prove" this to yourself, will be exactly equal to the interest rate (assuming no PMI).How does your interest rate compare to the returns you could get putting the money to work for you elsewhere?

@Eric BetteLook for David Greene’s book for renting out of state, one of my top book you can find it in BP book store.NOLO makes a book that shows Landlord Tenant laws by state if that’s what you want to compare every year comes w new edition..Yes you will definitely need a PM if you invest OOS and you keep your day job..I also invest close to Universities but not in NYS..

Obtain home w traditional financing and put ~ 80-100K renovations.

I recommend the later regardless as you'll then be able to judge how complete each vendors offering is compared to the data actually available.Unfortunately, while we are working to expand to your area, we have not yet done this analysis for GA.

I have a recently formed company and expanding options on the horizon, so I would like to talk to someone who works with investors and find out what I can expect from traditional lending.

Interested to know the differences in HVAC requirements compared to Indiana. 

One is comparable in size and only .50sf but it’s in a bad location.

Even so, it's a pittance compared to what many on here do, but it's pretty encouraging for us.We purchased it for $63,500. 

They are better known as a HML, but they work with traditional lenders behind the scenes.