The toughest part is starting off but there are websites like REWW.com that can help you connect with buyers/sellers through either phone calls or direct mail campaigns. 

If you are looking for wholesalers, when you come across the ones with the NW initials, please make sure to verify their numbers with a 3rd party.

The difficult part is figuring out what part of the industry will be hit the hardest, and when.

This home was added onto in 2012, so part of the home is new and the other part is from the early 70's. 

Technically it all should all work smoothly as long as all the parties involved are aware of the transaction details (Seller, Wholesaler (Your Friend), Title Company, End Buyer (You)) being that wholesaling is legal in Texas.

-if you pay a 3rd party company, how much?

It's a ridiculously lazy way to do business for all parties and a part of the reason why wholesalers get such a bad rap.

If property appraises higher, we can take more cash out)$1,736 / month (principal and interest) About $8-9K Cash Back (with all fees below and estimated escrow reserves financed in)$11,824 Discount/buydown Points$1,295 Underwriting Fee$920 Title and Escrow Fees$175 County Recording Fee$530 Appraisal (if required, is the only upfront fee since the appraiser is a 3rd party)Option 2 - 2.599% - 30 Year Fixed - Rate and Term Refinance (No Cash) - Lowest Monthly Payment2.599% Interest Rate with 3.37 discount points (discount points are a pre-paid buy down on the interest rate over the life of your loan)$1,625/ month (principal and interest) Loan Amount $406K (with all fees below and estimated escrow reserves financed in)$13,682 Discount/buydown Points$1,295 Underwriting Fee$920 Title and Escrow Fees$175 County Recording Fee$530 Appraisal (if required, is the only upfront fee since the appraiser is a 3rd party)Option 3 - 2.799% - 30 Year Fixed - Rate and Term Refinance (No Cash) 2.799% Interest Rate with 2.075 discount points (discount points are a pre-paid buy down on the interest rate over the life of your loan)$1,647/ month (principal and interest) Loan Amount $401K (with all fees below and estimated escrow reserves financed in)$8,321 Discount/buydown Points$1,295 Underwriting Fee$920 Title and Escrow Fees$175 County Recording Fee$530 Appraisal (if required, is the only upfront fee since the appraiser is a 3rd party)Thanks for your opinion! 

If you ran the one for the new spouse you can do the same for the existing party.

A lease (like any contract) can be renegotiated if both parties agree to the new terms.