I tend to go directly to the source since it saves me a bunch of time. 

3rd federal savings and loan might do it they are based in OH however I think they want to be first loan holder so it would need to be paid paid off free and clear also I was told they have a heloc that they will pay a portion or all of the closeing cost I used them on my prime residence vary good rates however the rep I worked with was very vary slow with responding and pushing things along good luck I will be doing this same thing on 2 rentals soon so be sure and post what you figured out thanks

Remember, understanding your bill can save you money!

I received many DM's about how my post have SAVED them from working with Own It Detroit and it feels good. 

I think it is worth setting up a meeting with a few companies specializing in real estate and seeing if there potential for savings. 

Here are a few common paths to getting started:Personal Savings: Some investors start by saving money from their jobs or other sources of income.

On a larger project this saves a substantial amount of money.

That is what a chapt 13 is all about.I must be missing something you are trying to say . . .Even in a chapt 7 it doesn't always go to sale and the debtor can save the situation.

Saved and bought the property though."

But I know a lot of investors in the Midwest building their retirements out of self directed IRA’s.