I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

@Steven CatudalFor such a small amount you could try to open trade accounts and commercial revolving accounts for your material expenses. 

Unfortunately, reimbursement for expenses (e.g., work related supplies, travel, meals and entertainment) are not considered wages as they are provided for offsetting a specific expense incurred while performing a service for the employer. 

I am a huge supporter of Market Leader (used to manage accounts for 40,000+ agents across the United States) and have seen many agents have great success with their leads program, but it is expensive.  

So about 1,100-1200 monthly expenses after groceries and other miscellaneous things I’d say.This is what I own:Bank: 35kCash: 7kInventory (business): 230kRobinhood brokerage: 27kFidelity Roth: 5.5kRoth 401k: 32kPersonal money market account: 15kBusiness money market account: 42kTotal liquid cash: $393,500Debt: -16,000 college loanHow should I go about investing this?

After we moved we rent both spaces for a profit of $1500/month after all expenses and the house has appreciated by $150,000.

Any damage to the wallpaper, paint, walls, floors, carpeting, doors, windows, window treatments, light fixtures, appliances, or other improvements to the Property (to include burst water pipes due to freezing caused by neglect or carelessness of the Tenant, his family, or any of his guests), in excess of ordinary wear and tear, shall be promptly repaired or replaced by tenant, at Tenant’s sole expense, so as to restore the Property to the same condition as existed prior to the commencement of the Term.

Fortune is in the follow-up, not just within the speed to lead.If you're generating at least 100 per month, then I would invest in at least a part time appointment setter, its worth it because just the follow-up calls will be overwhelming.

Taking off of work and having over a thousand in travel expenses without a guaranteed win did not seem worth it.I talked to the credit agency and it turns out this will ding my credit for the next 7 years even though the debt is fully paid off.

It currently just breaks even with today’s interest rates and reported expenses and therefore wouldn’t meet my requirements of being a cash flowing asset.