Hoping to gain some insight from this community.Thank you in advance!

I hope this helps, and if you need someone in the area to talk to let me know!

I just explained that if you put all cash on a losing investment, what are you doing?

Hi, Patrick Hope you're still out there. 

Have you ever heard of a Landlord being sued by a Tenant and losing property?

I read your post and everyone else's here and not one person knows how much protection you currently have in place.As someone who was accustomed to thinking (mostly) "offense only" I can unequivocally say that the best offense means nothing without good defense.Offensively, you seem to be well positioned offensively.It's hard to say what to do next because we only know how your offense is set up.What happens to you or your wife's plans if either of you lose your high paying W2?

I'm not saying that's the case here (as I didn't look)...and hopefully it isn't.

Also realize that when you refi, you can lose your grandfathering on taxes - where the property taxes may be looked at again with a higher value of your property at the date you refi - it just depends on how the county handles those things.Then there is property management.  

I’m hoping to get it 100% financed, but I know lenders have a maximum LTV which I think can possibly be between 60-80%.

Hope this helps...