Napoleon Hill, Dale Carnegie, Gitomer, Rich Dad/ Poor Dad, Cashflow Quadrant, Trump's "Think Big & Kick ***" and "Think Like a Billionaire"), I'm working on the Trump University's "Real Estate 101", and I've got "The Art of The Deal", "The Best Real Estate Advice I Ever Recieved, and Kiyosaki's "The Real Book of Real Estate", plus about a dozen more on their way from Amazon (Thanks to a bunch of loose change and the CoinStar machine offering no 8.9% fee by choosing an Amazon gift card rather than cash)I WAS going to check out one of the local AREIA meetings last night but clearly last night just wasn't the night for me (got out of work late, had directions on my blackberry and the battery died, then my car overheated in traffic...

A democracy will continue to exist up until the time that the voters discover that they can vote themselves generous gifts from the public treasury.

If you do a 401k loan and lose your job, you have to pay it back in full, otherwise you're hit with penalties.The other part of your original question: borrow the DP from the bank: generally the lender will not allow the DP to be borrowed from any other source (401k loan and gifting are some exceptions). 

Toward the end of this year I bought my office building and renovated it for 35k upside equity value from purchase price , hired a full time in office worker and set up intricate systems and processes for incoming leads.

We live in the greater Seattle area.Our personal monthly expenses are:$1275 Rent (low for our area)$150 Utilities$140 Phone$80 Internet$275 Auto Loan$250 Gas$150 Insurance$700 Child Care$600 Food / Essentials$400 Gifts, dates, vacations etc...

If so that may be hurting your bottom line.When we have trouble renting we try to get as many applications as possible with a business model of no application fee and if accepted we offer a $50 gift card to a store that is most used in that area like target or a grocery store.

The record owner can sell, transfer, gift, option, trade or pledge their equity as collateral. 

From a tax standpoint, the three main US tax issues that foreign investors need to be aware of are: (1) income tax; (2) estate tax; and (3) gift tax.

Same with realtors.. there is customs to give little gifts but not kickbacks.And home warranties are in the 300 to 450 range not much room there to give a kick back that would be meaningful or steer business.  

Id make sure it’s not cash , I’d do something that can be traced for tax reasons , maybe a gift card to a restaurant or home depot .