The student market is to some extent local and can change quickly, the on campus apartment trend may influence you too.

Listen to James, he has it right on the money.The only thing to add is that the size of your sphere of influence matters a lot when you're starting out.

Also be aware that the HELOC payment will add debt to your DTI which could influence qualifying for future mortgages.

@Gregory Saysset, I do not think anyone on here will be able to influence your decision since it sounds like you have made up your mind.

I get that.What is most disappointing about the video to me, is that Brandon Turner and Bigger Pockets have much influence over the decisions of others.

Because it won't just be your kids, it will be their spouses influencing them and their kids influencing them and most of them arguing between themselves. 

Next, consider that with your lack of understandings this guy is in a position of influence over you and what he is telling you is "ehtically and financially" beneficial goes completly unchecked without challange as it plays on your basic desire to profit.

Furthermore, I believe our individual definitions are based on how much control or influence we have in the direction we choose. 

Wayne Gretzky, hell WARREN BUFFET, on and on and on the "GOAT"s credit various influences, and COACHES, for being the "how" to the great they became. 

One potential starting point for this recovery is to address the influence of entrenched liberal ideologies and bureaucracy in city management and policy decisions.