Contact your elected officials in the United States House of Representatives and Senate, and tell them:You oppose limitations on IRA investment choice (Sections 138312 and 138314 of the House Reconciliation Bill).

Algorithms that tailor choices are in fact controlling your environment, not sure why it’s better if it’s for capitalist purposes.What the IMF is really saying is “you know banks should really catch up to the market here.And yea, the monitoring and social media stuff by govt is scary too—right now the only real “defense” is obscurity and a strong legal system.

I couldn't shake the belief that getting into real estate investing was going to be a long term beneficial decision, but we seemed to be stuck.

My question is, is it beneficial to put the house in an LLC prior to refinancing, or after (does it make a difference?) 

PF or Branson would both be great choices.

You can put 20% down and avoid the mortgage insurance premium (mortgage insurance for conventional has MANY choices: lender paid with higher rate/ split/ monthly.... and so forth but it is much cheaper than FHA 1.75)Home Ready may have income limits and county limits FICO 620 minimumDifferences are: cost, can you qualify, how the individual regulates your inspections which is lender specific

In the future, we plan to be more conscious about cheap and affordable style choices.

If purchasing a two-family, what type (raised ranch, side x side split etc.) would be most beneficial given my current housing costs in relation to the purchase price per unit in comparison with four units?

I think I probably could have gotten closer to 2k if I had marketed it more...BUT, I feel confident in my choice...I guess time will tell and i'll keep you posted on here. 

I am not suggesting you do it yourself but it will help you understand the choices and issues when meeting with your lawyer.