Both the LV shooting and the one at the Gilroy Garlic festival......armed guards all over the place...... but lets not get into the politics of gun control etcBottom line is its going to be a very hard policy to enforce and such a polarizing issue, its not worth fighting it in your small circle.

Aluminum wiring is in fact a serious fire safety hazard and the inspector is doing his job in pointing this out. 

Currently rates have gone down due to a move toward safety in the bond market from fear by investors and the fed lowering the rate it pays banks.

plus he direct deposits so it's arm length  

Retain money for a lawyer and it better be deep but overall keep your sanity and know that they are the freeloaders looking for a hand out I treat family like I treat tenants at a arms length.. it’s always business you gotta look out for yourself.

Maybe there is another way to structure this where you have more safety as far as your principal goes. 

Check with local laws about safety, fence, limited access.As far as buying the local community pool and clubhouse, there's a reason its closing, have someone professionally check it out.

Loan sizes, documentation and the type of properties affect the rate.I've seen rates in the low 4's for ARM's and 5.75 to 9% for 30 year fixed (no income verification).It just depends on whether you can qualify full doc or not. 

These are simply things I want to know moving forward to further arm my knowledge.

Hi Jeremy, Everyone likes the comfort and safety, I know I need to break of that habit and be more adventurous.