They’ll lend you 100% of the reno cost in addition to the purchase price. 

If so how much of a price discount would it take to account for the utility costs? 

Additionally, I received a $10,000 credit, further enhancing my financial position.

Additionally, we have a 2-bedroom, 1-bath, 800 sqft.

Additionally, keep an eye on the local economy and any upcoming developments or infrastructure projects that could impact property values and rental demand.

In addition, you may have signed a disclosure ascertain Occupancy at closing.

In 2023, I did 18 transactions(Top 500 of ~15,000 agents), and manage 13 rental properties for other individuals.As an Individual, I also own 5 additional rental properties that I also self manage.The reason I would like REPS is because Ive got about 200k in passive losses(100k just in 2023 as I fully remodeled one of the rentals and partial reno of another) I would like to apply towards our household W2 income(600k) Overall, I feel like I could definitely qualify but I definitely lack detailed time log of all activities.

Additionally, consider other factors such as potential appreciation, tax benefits, and long-term wealth-building potential.Lastly, don't hesitate to seek advice from experienced real estate professionals, such as real estate agents, property managers, or mentors, who can provide valuable insights and guidance as you navigate your first investment. 

Daniel,You are asking a couple of good questions on here, but I think you need to add a couple of more and take two additional steps before purchasing.First, the more data you start trying to look at, especially data that is not necessarily relevant, rather than finding clarity, you find confusion. 

If I need additional funds, I can give another lender a second mortgage after explaining to them that the first mortgage holds a stronger position.BUT... if you do some paperwork with the state and set up an entity.