@Tenzin Wangchuk 35% is pretty good (lots of folks saving 0% out there...)One nice method I once heard of getting other people on board with an idea is to look at their top priorities (for example, being able to buy good food, nice clothing, splurge on things here and there and the security of having extra money to spend, etc. ) and try to show them the benefit of the concept to their priority.

Back in the day men and women had different social rooms.

I build custom cars as my hobby, so I'm the last one to ask :) I dump stupid $$ into my cars because that's my vice..... don't travel much, don't buy nice clothes or eat out a lot...for me that my one "stupid decision" with $$...everything else I'm pretty good with...About a year ago I bought I used 2016 Challenger Hellcat for 55k.....20k under the original price...had 830 mi on it....and I paid cash....was that a stupid financial decision....yes....but oh boy is that car FUN :) and its was a "treat" for myself.... life is too short to make every decision in life about $$... you cant take it with you.My daily drivers are different....buy low mileage used majority of time....majority of time with cash, but if I can get a really cheap rate I'll finance it for awhile, use my cash to make other $$ and pay it off quickly....but did buy my wife a new 2013 Eqiunox because that's what she wanted and "happy wife, happy life" Is no jokeBottom line.....vehicles are horrible investments...so just make sure you make the decision based on the right reason

Lithuania is clean, green and safe, but cars are 33% more expensive than in the USA, and clothing in Italy and Rome is far more expensive than in California.    

They had nice cars and car payments, did vacations, had nice clothes and ate out all the time when they were younger. 

Now I get to drop the 30+ lbs I gained this past year due to the medication and stress of that job and fit back into my clothes again.

I asked him a couple years ago what he did with all the money and jokingly he replied “Mostly I spent it on fast cars, hard liquor, and wild women, the rest I just threw away.” 

I've never been impressed by or been driven to purchase brand new cars or phones or clothes or exotic vacations, etc.

(or is it women in general?) 

Disposable income is very alluring, you can get new clothes, get a new phone, buy stuff for your hobbies.