It's broken down by first time home buyer and consequent home buyers funding fee rates.

Depending on the sizes I pay $130-150 per window and installation is a breeze.Check out Lowes and HD.I assume you know how to test and deal with the lead based paint.New windows are a good upgrade.

You will most likely have to personally back the loan. this worked for me with my first loan with a bank: have 2 years tax returns with you, a broken down and typed out Net Worth with you any current W2 forms ( 2 pay checks ), copies of current bank account statements, copies of credit reports might help but they usually like to check themselves and maybe even a business plan with you ( the last one i did not have) go to the banks with confidence that this whole deal is nothing for you to handle. walk into the meeting with them, tell them exactly what you want to do and immediately hand them all those papers. tell them you think you have everything they need for them and that to let you know so that you can get it to them right away. i did that and the loan officers mouth almost dropped, she said she wished everyone that came in for a loan was that prepared, that was 6 loans ago with that bank and i still deal with the same bank. 

In your mind a property is purchased (as is) but, if it ends up in court then you will find (here in Washington) that "AS IS" is a term used for a personal item or something within the property like ( dishwasher or broken windows or carpets and most of the time appliances) are "AS IS".

I'm looking in the Boise area right now and am struggling with how much upgrading will pay back. 

The way I looked at it on my first deal, most of that amount is paying principal, so it goes to your equity, so you are still living free - you get your equity back when you sell (minus selling expenses), the tenant(s') rent pays the interest and expenses and for the upgrades I did.

Possibly using a professional third party vendor for the pre-inspection is a great idea, give a copy to the owner and tenant Excessive holes in walls Broken tiles or fixtures in the property Plumbing backups Repainting where a tenant has repainted from the original color Tears, holes, stains or burn marks in carpets Missing or damaged blinds Broken windows and window screens Broken doors and locks Broken or damaged appliances Excessively Dirty Pest control if you see Bugs and or fleasJunk or trash left behind Past Due rent Fees incurred from fines from the association due to the tenants conduct or lack thereof Water damage to hardwood floors Missing outlet covers Remotes for garage or gate if not returned Rekey of locks if tenants did not return the keys Unpaid utilities, as long as they were part of the lease agreement Undoing a tenant alteration This is a sample of things that are usually considered to be normal wear-and-tear and should not be deducted from a security deposit: Slab or plumbing leak Normal rug wear.

.* Full Home Inspection - Whether you go FHA or Home Possible to House Hack* Mechanics and Roof should be solid* Cosmetic upgrades don't turn into full gut jobs.Let me know if you have any questions.Regards,Joe Scorese

Plus those boots will be broken in and ready to go for the next fire season.

This might happen when you have real long-term tenants that never "demanded" an upgrade and landlord maybe also being on the older side with no more interest in upgrading etc.