You can't get your property plowed out for access?

Lenders that would do that already went out of business, and/or stopped offering it, in 2022/2023.To get the 11% lender on board, you'd needing to be looking at a property with vastly more significant upside than a standard ho-hum annual 5% rent increase.A 30% vacant mismanaged apartment building would be an example of where the 11% lender would step in, and ACTUALLY make it to the finish line.What you are looking at right now is someone that's going to garner 20 applications with the hopes of finding 1 or 2, with enough upside, to actually fund.

I have attempted a couple of times but it never worked out. 

I thought about buying a non developed lot in cash, subdividing it, clean it (take out trees and bushes), get permits, and start building 1 property sell it and then build the second one...The problem is that I am afraid of going this route because of messing with sewer, water, electricity...

Good luck out there!

It seems like they are ok, but it will come up.Right now, you are hoping someone else doesn't find out and you would need to disclose what you know when you sell.

I did that about 20 years ago when I was starting out and bought my first home.

I keep reaching out and no one is responding.

@Shane O'NeillCheck out the median incomes for the areas you are looking at in East Knoxville.

Feel free to reach out if I can be of any assistance.