The "single digit rates are rare" commentary should specify that it is applicable to hard money / private money, and not to Agency (fannie/freddie/etc) lending. 

Order your digital copy here.

We use Appfolio; digital leases, call center, tenant liability insurance, etc. high key recommend it.

- Is it even possible to get rentals to cashflow with HML interest rates in the double digits?

Desert area where summers can reach triple digits.

@Angelo Wong  It's like a poker game. 

You can also have them stored at a custodian such as Richmond Monroe or Orion/Metasource for a low monthly fee, and they will make digital copies of everything for you which can access online. 

When you are investing in a high cash flow market where properties are below 100K and returns are in the double digits its foolish to think that there will not be issues along the way. 

One other trick, the temperature on most digital thermostats can be ‘adjusted’ about 3 degrees up or down.

Hello Beautiful People of BP,So I receive applications online and I have a lengthy disclaimer at the end where the applicant types their name as a digital signature to accept that I have the right to verify any info provided, contact landlords, etc.