Max LTV should be 75%LTV based on the basic factors, credit & DSCR. 

Hi @Adam Davis,While you may not qualify for a conventional loan, there are non-qm loan options that can go off of your bank statements and credit score without having to verify your tax returns.Your thought of getting the loan and only paying when the house sells is not an option.

I have a buddy (veteran) who may also be interested in this path but if anyone can give me some tip or direction that would be awesome.Thank you and have a blessed day!

I do my due diligence on Kevin (and his girlfriend) and he has zero evictions, zero criminal history, great credit score, referrals etc... ticks all the boxes. 

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

Let me know if anyone is interested in being a mentor and sharing their tips.

I’d love to learn about tips and tricks that have worked for folks investing in the Orlando FL area

@William Hutcha few tips-go to REIA meetings in person and find lenders there-join the local Facebook groups and find lenders thereagree that being secretive about rates is not a good sign

Use credit cards to finance the rehab.

What I would suggest alternatively is putting a clause in the lease that anyone above the age of 18 that's going to be living in the unit for more than 7 days has to be approved by the landlord and pass credit/background/income check etc.