Assuming larger capex and maintenance costs.I have access to hard money cash for a purchase and renovation of the property—about $196k of an outlay.  

@Josh Oaten@Hadar OrkibiThe trouble in CRE is access to quality data.

The only logic of the Heloc I was thinking was that I'd still have access to it as it was paid down for future improvements or usage towards another property.

The platform may allow investment by accredited investors only or be open to almost anyoneEach has advantages and disadvantages.The portals that allow anyone to post a deal have not been very successful and they will probably remain a fringe categoryMany investors are familiar with the big players in the industry that provide access to deals sponsored by numerous parties.As an example of a single sponsor platform I will use our own.In the last two years we crowdfunded/syndicated 26 real estate debt deals, raising just over $46,000,000.00 and two months ago completed our first equity raise, raising $1,700,000.00.Additionally, we did a co raise with a major real estate debt crowdfunding portal that was primarily residential and wanted to move into the commercial space.I will tell you that despite many similarities, no two portals operate the same, and there are major differences in deal type, vetting, costs, risks, returns, and transparancy.Keep watching this arena.

I have access to some money to invest and have some of my own. 

I heard on the BP podcast that Pro members have access to free document templates for landlords specific to each state.

So, since it starts with “rising unemployment” I assume the author doesn’t own a computer or can’t afford internet access.

I'm 54 and and am looking to build passive income.Would like to acquire several properties in the next year.

It's parking and access is too. 

Properties get titled in the legal name of the acquiring individual or entity (not in the DBA)... so other than branding, DBAs are of little value in a real estate investment business.