I've found people that call from internet or sources of marketing are going to waste my time over 50% of the time.

When I was inspecting the property they constantly pointed out all the flaws in the house which were pretty obvious.This guy just really seems delusional and I don't want to waste too much time on him.

So, here we are, November 25th - not even Yankee Thanksgiving yet - I'm hauling the last load of leaves and brush to the compost yard ahead of the forecast snow, when I receive an SMS alert from my bank!?!

That may not be the case in a few years.I typically recommend "loading up" on as much FIXED RATE mortgage financing as you can so you build your real estate portfolio using this virtually "free" capital.Also, if you buy "all cash" and try refinancing later, you are very likely to have a lower LTV on the refinance (less cash), and a higher interest rate.Hope that helps.

At the beginning of this year, I declared war on waste at my house.

Lease options are usually a waste of time too because you are still really just a tenant anyway who probably will not buy the house.

Don't waste money or go into debt by going to college - you're already a success!

The place is loaded with junk.

If your city says its your responsibility all the way to the tap you're wasting your breath to fight them on this.

Welcome to BP @Robert Kersten , be sure to check out the Learn section above, it is loaded with great information.