What often happens is that investors will buy a property that is occupied over there and then get all kinds of surprises once the home goes vacant.

I am surprised at your occupancy rate.

You might be surprised when in a few years you might have a great job and are married and your combined incomes disqualify you from contributing to a Roth.

If you are borrowing additional funds in an emergency situation to help your business survive, then your credit worthiness may in fact be in question.I think a lot of people taking PPP loans, unemployment and mortgage forbearance during this, are in for a surprise of the unintended consequences of doing so. 

EDUCATE YOURSELF - yes, it will take time, but will lead to a selection that better meets your expectations & avoids potentially costly surprises!

If you slow down and wait till you do have that 20%, you'll probably be surprised by what you continue to learn and will be happy you didn't jump too early.

@Christopher Olson In addition to what people have already recommended, I'm constantly surprised what people post FSBO on craig'slist.

With that said my main roadblock (no surprise) is initial funding for whichever investment I may end up choosing.

IF you have a loan on the property you may want to talk to whoever is holding the paper so they do not get surprised. you might check on legalzoom it is entirely possible you can do it yourself. 

But investors are definitely willing to pay more.I'm in close touch with several of these transactions lately and it even surprises me when these deals close.