Nearby rents usually show they’re still going to be slightly under market, so they’ll understand moving isn’t going to save them money.

Right now the market is trying to tell you to save your money and take the easy money in interest.

Wore all sorts of hats.Left in 2021 to become a cop, but retired in 2023 (too much stress on family - but it sure was fun!).

Tenants save money when using a shared meter, so there's plenty of room for error when calculating how to distribute the charges.

We could do what we did before and just save up a down payment -- I'm sure we'll actually have enough before we're ever able to find a good deal again :) But we are wondering if it would still make more sense, if we're able, to use equity in our first one for the down payment.

  - I have a decent amount of equity saved up and own a primary home.

I heard 1 business checking and 2 business savings but I’m not sure. 2.

@Geoff StuhrI am a real estate agent and investor in Dallas, TX.Happy to connect and share my knowledge and experience.Join local real estate investment clubs.Get in touch with a local agent or investor and shorten your learning curve and save you a lot of headaches as they tend to understand the market better.All the best!

We've always self-managed our medium-term rentals in Colorado and once you get your systems down, it's not much work at all and the money you save is well worth it in my book. 

A good option might be single family properties in Saginaw - they pay their own utilities and maintain their own lawns/snow removal, so it saves you time and money, and they're easier to sell if the need arises.