I even tested out a ton of different sites, looked into a ton of different strategies for investing in general.

@Timothy Casallas I can't help you with a team in Philly, but I'd like to test your resolve a little.

Please note that the account into which the funds are deposited must be the same type of account from which the funds were first withdrawn (e.g. withdrawal of pre-tax funds from a 401k could be deposited in a pre-tax IRA but not a Roth IRA - "like to like").Loans:Payments on a 401k loan taken under the CARES Act must be paid back starting in 2021 over a 5 year term.Here are the details regarding the loans:NEW LOANS:The CARES Act which was enacted to provide relief to individuals impacted by COVID-19 allows for increased 401k loans and more flexibility for repayment of these loans.Specifically, you must be an individual who meets one of the following conditions to demonstrate that you have been impacted by the crisis (and it will be your responsibility to retain documents in your files that demonstrates that you are a qualified individual):Individual who is diagnosed with COVID-19, with a CDC-approved test;Individual whose spouse or dependent is diagnosed with COVID-19, with a CDC-approved test; ORIndividual who experiences adverse financial consequences as a result of being quarantined, furloughed, laid off, having work hours reduced, being unable to work due to lack of child care due to COVID-19, closing or reducing hours of a business owned or operated by the individual due to COVID-19; or other factors as determined by the Treasury Secretary.On or before September 23, 2020, such individuals take a 401k participant loan subject to the following terms:Maximum Amount of the Loan: 100% of their 401k balance not to exceed $100,000.

1.What are some of the recommended home inspection items - do you usually stick with the standard ones offered by the inspection companies or should we conduct radon/mold testing or anything else in addition?

If you have run out of money, then you definitely should not rent it as landlording is a capital intensive business.  

For example, Austin has seen such intense demand and limited supply that a 600 square foot house costs what a mansion does in other parts of the state.

tested the septic without even flushing/proper check' and 3 lines down $5000 bill.  

I recommend you take the time to do an online course (75 hours in my state), the minimum cost ($100 for a course, $50 for a course test, $50 for a state test) and just do it.

You want to test all your assumptions from a pessimistic point of view, to make sure they are solid.for example, are you positive you can get $1200 in rent? 

My suggestion is to test both, and go with what fits you best right now.