Currently during this pandemic our academic market is at a standstill but then our vacation rental market is, as well.

Although I have only one property with a government insured loan, I have not been charging late fees during the pandemic on any of my properties nor have I filed for any evictions.  

I will add surgical masks and latex gloves to the list, because realistically a pandemic is most likely to cause civilization to collapse.

Moreover, Coronavirus has successfully killed my shot at non-traditional loans. 

The only things which have changed are the Coronavirus and President Trump deliberately slowing down the Post Office to help his re-election campaign.  

These people were already living paycheck to paycheck before the pandemic.

Since the pandemic hit in late March, many are not sure how they feel about staying at hotels or short-term rental platforms such as Airbnb, Vrbo, Booking.com, and Tripadvisor Rentals.

There were also a lot of investor I worked with during the pandemic that were buying properties for short term rentals and renting them out to traveling nurses for insane amounts of rent.  

If it were not for the pandemic, I did not see 10% growth for Las Vegas this year.

If you're not from the area (and with a Phoenix location it looks like maybe you aren't), you'll soon find "NOVA" covers a wide geographic area made seemingly far, far larger by our incessant traffic (pandemic notwithstanding).